Savings Update – March 2021

I dread writing this report — Last month was damn hell expensive. I took two short trips and started with some house renovation work. The contractor we’ve hired has been working on breakneck speed but that comes at a price. He doesn’t consult before making decisions such as title we want to use etc. It’s getting to a point that […]

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Got the Keys to the Apartment

Oh boy! What a last few weeks. After days of following up with the bank on the loan and then paying taxes to the government followed up by dealing with the developer, I finally have the keys to my apartment. Yay 🥳 I’ll be honest, I didn’t face as many issues with this purchase as my last purchase all because […]

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Landlording Strategy to Wealth

I recently read an article at AffordAnything by Paula Pant and it really hit home. It spoke about having an investment strategy for real estate investments. Turns out I bought the property but I didn’t have an investment strategy or even a plan. I bought the property that I personally wouldn’t mind staying in because that’s the plan — In […]

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Starting a Dividend Portfolio

Back in 2020 I created a new demat account on Angelbroking. The idea was to use Angelbroking account to make long term investments since there’s no way to track, tag, categorise, label on Zerodha to distinguish between on short term trades to Angelbroking. In the end my portfolio on Zerodha just become difficult to manage. However, I made no progress […]

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Am I liquidating Crypto Portfolio?

Tldr: No. Long answer below. When I was typing the previous post about on February 2021 update, I touched upon crypto. I felt it’s prudent that we get into more details. I’m sure you’re aware that the Indian government is thinking of banning any private crypto currency. I’d translate it as all coins currently not controlled by the Indian government. […]

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Diversifying in my portfolio

When I started my FIRE journey, I only started saving for and investing in mutual funds as that’s the advice r/FIRE tends to throw. Nothing against them and I’m eternally thankful their advice and passion. Without getting into the community I doubt I would have the confidence to take the plunge. When I started off back in 2018, I had […]

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I’m a landlord now

The last time I spoke about my EMI was when I used to update my savings update back in 2019. I’m glad I’m past that stage now as updating on savings and expenses is entirely ennuyeux activité. However, the updates really helped me in sticking to my extremely frugal budget. I still do the updates, they are on my spreadsheet […]

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