Like every teenager on Robinhood, I too started experimenting a little aggressively in the Stock Market. However, I’ve been doing it slightly differently. In April I decided to put up INR 2Lakh or ~ $2700 in my demat account on Zerodha to trade short terms. I wanted to learn, I didn’t care if I lost the entire 2L. I know […]
read moreRe-thinking Travel
While most of us are scared of of traveling and in fact it doesn’t look like the travel market will open up until next year. Yet, travel is what I have been craving since the lockdown. We’re entering into fifth month of the lockdown in India. By the end of 2019, I thought I would make 2020 my year of […]
read moreKeep Investing, Even Now
Wow. What a last three months it has been. I believe I’ve grown more as a person in the last three months than last entire year! A few people in my immediate circle even volunteered to help with migrants. It just makes me feel proud of their empathy. It also highlights how some of my friends have already achieve FIRE […]
read moreCold Brew from Whole Beans
In the last few years, Cold Brew has seen a steady rise in popularity. It’s majorly for two reasons — one is because it’s of its brewing method, it’s less acidic as compared to the hot brew. Of course, you can control the acidity in a hot brew with the kind of beans, roast and brewing method. However, even then, […]
read moreGoals for Financial Independence
Many who know me also know that I don’t believe our generation might ever retire. Retirement was just a concept introduced to phase people from physically excruciating jobs. Most jobs of our generations do not require us to do physical labor. In our later years, I believe we might just work on projects that are less mentally taxing. Considering that […]
read moreCustomer Service and Brand Loyalty
We’ve always had much better customer service here in India as compared to that of the west. One of the reason being — companies in India are able to hire more customer service representatives for a lower salary. These reps are being abused for the amount of work they do. However, in the times of corona Customer Service has become […]
read moreSurviving the tough times – it’s corona times
I cannot believe just twenty days ago I wrote about achieving my goal for Financial Independence. Unfortunately, the achievement was shortlived. Since the major drop in the markets, I’m back to where I was back in December 2019. The weirdest part is that while I always knew that everyone’s expecting a market drop, including me, I always felt I’ll freak […]
read moreReflection on 2019
2019 has been a surprising year for me. While I failed miserably in some of my goals, I did more than awesome with my FIRE targets for this year. BaristaFI Funds required for BaristaFI as of December 2019: June 2018: 17LAugust 2018: 15.5LSeptember 2018: 15.4LJanuary 2019: 15LMarch 2019: 14.8LAugust 2019: 9.5LDecember 2019: 5.1L This was a good year as I […]
read moreRĂ©tention strategy of my gym
I started with the gym as soon as Mumbai entered it’s crazy monsoon season. Before that I used to run 5k in morning and walk 5k in the evening, if my schedule permitted. Moving the ‘workout’ to gym meant that the rigour with which I worked out was intense. Not just that, I was getting more disciplined. And it had […]
read moreThe Upcoming Recession
It’s beyond argument that recession is looming globally. India specifically has seen the worst year so far. Auto Industry woes continue. Livemint recently reported that “passenger vehicle industry suffered its worst sales performance in nearly 19 years in July as a slowing economy, higher ownership costs and floods in some states deterred buyers”. Auto companies are also stopping productions as […]
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