Tag: NPS

Why NPS is a bad investment

Many look at NPS as tax saving instrument as NPS is eligible for deduction in taxable income upto the limit of 1.5L under section 80C. One can also avail deduction up to INR 50,000 beyond the 1.5L limit under section 80CCD. This makes NPS look like an attractive investment. But is it? NPS essentially is a retirement solution regulated by PFRDA […]

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EPF vs NPS in 2018

A few days ago, government finally notified 8.55% interest rate on EPF for the year 2017-18. This makes it the lowest in 5 years. Now this is a bad news for salaried employees as EPF contribution is mandatory for most salaried employees. And yet again I see chatter comparing EPS and NPS among my circle. Smart investors don’t like EPF […]

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