Once you’ve decided that you want to start investing, the next natural question is where all should I invest? Depending on your risk capability there are various instruments where you can put your money. For simplicity, assuming you’re a novice investor, I’ll list a few instruments you should consider. Emergency Funds (EF) Before you get into building wealth, first and […]read more
Month: May 2018
FI or FIRE?
Earlier, I was in the group for FIRE which is Financially Independent, Retire Early. I genuinely thought I wanted to FIRE and would spend at least 15 mins a day going through various FIRE communities. The most prolific ones you’ll find on reddit. I’ve been following these forums for a long time now and noticed that most people who are […]read more
EPF vs NPS in 2018
A few days ago, government finally notified 8.55% interest rate on EPF for the year 2017-18. This makes it the lowest in 5 years. Now this is a bad news for salaried employees as EPF contribution is mandatory for most salaried employees. And yet again I see chatter comparing EPS and NPS among my circle. Smart investors don’t like EPF […]read more
How Much Should You Save?
This blogpost is going to be short. But sweet. When I first started interacting with my friends about savings and investments, their top most question was how much ideally I should be saving. This is a tough question and the answer might vary depending on your financial situation. Percentage of income that you can save can depend on whether you […]read more
Why Should You invest In PPF?
While a lot of people I interact with earn well, many haven’t been able to save. Most common question I get is how to save and where to invest. Duh! No worries, I was like you when I first started earning. I first started by taking advice from my parents. Being old school, while very happy to share their advice […]read more
No Longer Nomad
When I started this blog it was supposed to be my travel blog. As you can see I haven’t been able to keep up the promise I made to myself, for two reasons – I haven’t been traveling as much as I used to earlier and I no longer have an ambition to retire to travel. Between traveling, learning new […]read more