Month: June 2018

Savings Update – June 2018

Since I started my quest to educate friends on how they can save and invest, a surprising byproduct has been my aggressive and rigorous tracking of expenses and savings. While I worked at my previous firm we would keep on saying that track and measure impact. It had been ingrained that I can measure impact and work to improve things […]

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Where To Park Your Emergency Fund?

For the past few days, I’ve taken a break and have been “consulting” with a few of my friends and family over budgeting. I could do this for a living ­čśŤ The first consulting session I took were basic ones some of which I have already covered in my previous blog posts. If you’re new here, you should refer to […]

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You Got A Hike, Now What?

I have been meaning to write this post since April but procrastination is my thing apparently. It’s time of the year when most of you have received hikes and in some cases promotions. It’s a great time to revisit how you save/invest. Once you receive a hike, many would be tempted to increase their standard of living. Got a hike […]

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Why NPS is a bad investment

Many look at NPS as tax saving instrument as NPS is eligible for deduction in taxable income upto the limit of 1.5L under section 80C. One can also avail deduction up to INR 50,000 beyond the 1.5L limit under section 80CCD. This makes NPS look like an attractive investment. But is it? NPS essentially is a retirement solution regulated by┬áPFRDA […]

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