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Investments

Savings Update – June 2018

Since I started my quest to educate friends on how they can save and invest, a surprising byproduct has been my aggressive and rigorous tracking of expenses and savings. While I worked at my previous firm we would keep on saying that track and measure impact. It had been ingrained that I can measure impact […]

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Investments

Where To Park Your Emergency Fund?

For the past few days, I’ve taken a break and have been “consulting” with a few of my friends and family over budgeting. I could do this for a living 😛 The first consulting session I took were basic ones some of which I have already covered in my previous blog posts. If you’re new […]

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Investments

Losing Out on Passive Income. Still Ignore Your Side Hustles

  Like all FI users and hustlers out there, I too had some passive income. It started from an advice I had received from a friend. He advised me to always have a side hustle and not be reliant on the main job for income. So long long ago, I started a website which over […]

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Investments

You Got A Hike, Now What?

I have been meaning to write this post since April but procrastination is my thing apparently. It’s time of the year when most of you have received hikes and in some cases promotions. It’s a great time to revisit how you save/invest. Once you receive a hike, many would be tempted to increase their standard […]

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Investments

Why NPS is a bad investment

Many look at NPS as tax saving instrument as NPS is eligible for deduction in taxable income upto the limit of 1.5L under section 80C. One can also avail deduction up to INR 50,000 beyond the 1.5L limit under section 80CCD. This makes NPS look like an attractive investment. But is it? NPS essentially is […]