Category: Investments

Savings Update – March 2019

I’ve decided to cut down on the frequency of Savings update from here, possibly every quarter instead of every month. I wouldn’t call it a tough decision. It’s quite boring to write about how much I am saving and my expenses. However, I don’t want to stop writing about it for two reasons — one is to keep myself accountable […]

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Savings Update – Jan 2019

The last saving update I made was in September 2018. Yikes! I need to be more consistent in my writings as I am with my savings. Not complaining though 😋 Expenses Rent & Bill 4,000 Dining Out 2,000 Entertainment 1,500 Transport 2,300 Clothes 0 Sports Activities 4000 EMI 54,000 Total 67,800 I’ve added a new category “Sport Activities” as I’ve […]

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2018 Year End Review

I started on the Financial Independence journey two years ago when I had a colleague tell me how much he’s been saving up for his retirement. That was an eye opener. Although I couldn’t save much in 2017 for varied personal reasons, I had decided that 2018 is the year when I had to start saving. And what a year […]

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Savings Update – September 2018

It’s again that time of the month for monthly budgets, updating spreadsheets and making investments.  Expenses Rent & Bill 4,000 Dining Out 2,000 Entertainment 1,500 Transport 2,600 Clothes 2,000 Gifts 2,500 EMI 54,000 Total 68,600 Barista FI Funds required as of: June 2018: 17LAugust 2018: 15.5LSeptember: 15.4L As suspected in my previous August update, I couldn’t save much this month […]

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Savings Update – August 2018

It’s mid August when I first started drafting this post and it’s still raining heavily here. August has been turbulent and even that would be an understatement. Expenses Rent & Bill 16,000 Groceries 3,800 Dining out 1,000 Entertainment 0 Transport 2,000 Phone 40,000 Total 62,000 My phone stopped working and I had to purchase a new device. Over the last […]

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What Is Financial Independence For Me?

I first came across financial freedom, retire early or FIRE last year in November. And it changed my life would have been an understatement. I never looked at money this way before. When I was freelancing, I would earn quite a good amount but I would save it enough just for long travels. As a result of which I never […]

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Why Consistency In Savings Matter More?

We have been discussing about where to invest and how you can go about with your salary allocation for savings. I want to talk about consistency in investing today. It’s extremely important and it’s boring. When I first started investing for my retirement back when I was 24, I hated seeing a so much of my salary which I could […]

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Savings Update – June 2018

Since I started my quest to educate friends on how they can save and invest, a surprising byproduct has been my aggressive and rigorous tracking of expenses and savings. While I worked at my previous firm we would keep on saying that track and measure impact. It had been ingrained that I can measure impact and work to improve things […]

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Where To Park Your Emergency Fund?

For the past few days, I’ve taken a break and have been “consulting” with a few of my friends and family over budgeting. I could do this for a living 😛 The first consulting session I took were basic ones some of which I have already covered in my previous blog posts. If you’re new here, you should refer to […]

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