Earlier this year I bought an apartment as an investment. Honestly, I still can’t believe it. If you’d asked me few years ago I would have called you crazy and how! However, perspective changes and once you get the taste of real estate it’s difficult to stop lol. My earlier plan was to rent out the apartment by April this […]
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FI Update – June 2021
Phew! It’s been a long ride and took much more than expected but the construction work in my new apartment is finally done. I started the construction work back in April after much hesitation. Just one week after we started work the city went under strict lockdown. Little did we know we’d be marred with second wave. Things have been […]
read moreReal Networth and Change in my BaristaFI Target
Over the weekend, I read through Set For Life by Scott Trench. If you’re active on Biggerpockets you already know of Scott. He runs Biggerpockets and also has an amazing podcast on real estate. I got interested in Biggerpockets podcast back when I was purchasing my first property. Of course a lot of what they discuss doesn’t apply for us […]
read moreWhy you should have a Credit Card
Recently I was chatting with my cousin who works in fintech sector. I was shocked to know that he doesn’t have a credit card. This coming from a dude who works in finance sector though isn’t a finance bro was shocking at the least. I was more shocked because our profiles are almost similar – similar age, similar income and […]
read moreSavings Update – March 2021
I dread writing this report — Last month was damn hell expensive. I took two short trips and started with some house renovation work. The contractor we’ve hired has been working on breakneck speed but that comes at a price. He doesn’t consult before making decisions such as title we want to use etc. It’s getting to a point that […]
read moreGot the Keys to the Apartment
Oh boy! What a last few weeks. After days of following up with the bank on the loan and then paying taxes to the government followed up by dealing with the developer, I finally have the keys to my apartment. Yay 🥳 I’ll be honest, I didn’t face as many issues with this purchase as my last purchase all because […]
read moreLandlording Strategy to Wealth
I recently read an article at AffordAnything by Paula Pant and it really hit home. It spoke about having an investment strategy for real estate investments. Turns out I bought the property but I didn’t have an investment strategy or even a plan. I bought the property that I personally wouldn’t mind staying in because that’s the plan — In […]
read moreStock Market Update – Feb 21
It’s quite amazing that as soon as I decided to relax and find my way with stock marketing investing, the universe has decided to give back. In just one and half month, I’ve made more money than 8 whole months in 2020. What have I done differently? In 2020, I was making 6-7 trades per week, trying to figure out […]
read moreStarting a Dividend Portfolio
Back in 2020 I created a new demat account on Angelbroking. The idea was to use Angelbroking account to make long term investments since there’s no way to track, tag, categorise, label on Zerodha to distinguish between on short term trades to Angelbroking. In the end my portfolio on Zerodha just become difficult to manage. However, I made no progress […]
read moreAm I liquidating Crypto Portfolio?
Tldr: No. Long answer below. When I was typing the previous post about on February 2021 update, I touched upon crypto. I felt it’s prudent that we get into more details. I’m sure you’re aware that the Indian government is thinking of banning any private crypto currency. I’d translate it as all coins currently not controlled by the Indian government. […]
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