Diversifying in my portfolio

When I started my FIRE journey, I only started saving for and investing in mutual funds as that’s the advice r/FIRE tends to throw. Nothing against them and I’m eternally thankful their advice and passion. Without getting into the community I doubt I would have the confidence to take the plunge. When I started off back in 2018, I had […]

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I’m a landlord now

The last time I spoke about my EMI was when I used to update my savings update back in 2019. I’m glad I’m past that stage now as updating on savings and expenses is entirely ennuyeux activité. However, the updates really helped me in sticking to my extremely frugal budget. I still do the updates, they are on my spreadsheet […]

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Has BTC’s Bull Run Begun?

This afternoon BTC has crossed $15,000 mark and it has stayed above $15k for some time now. The uptick has halted just before reaching the $16k mark. My conviction in Crypto is even stronger. To be very honest out of all the reasons for using crypto, the most I’m excited about is the application for large bank settlements. The short […]

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Why Can’t Millennials Save?

I’ve been living with the parents and a younger brother since the pandemic and it’s been a mess. I thought I would be able to save money but I’m spending even more than I normally would. Since both me and my brother are working from home, our electricity bills have gone over the roof. Home internet is patchy even though […]

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Crypto Update – Sept 2020

The last time I disclosed my Blockfi account balance was almost two months ago. At that time I only had about $1.1k in the account. I started the account just to check the interest based account. If you ask me if it’s worth having the account, considering all the transfer fees from bank account to WazirX to Blockfi, I’d say […]

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Re-thinking Travel

While most of us are scared of of traveling and in fact it doesn’t look like the travel market will open up until next year. Yet, travel is what I have been craving since the lockdown. We’re entering into fifth month of the lockdown in India. By the end of 2019, I thought I would make 2020 my year of […]

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