This afternoon BTC has crossed $15,000 mark and it has stayed above $15k for some time now. The uptick has halted just before reaching the $16k mark. My conviction in Crypto is even stronger. To be very honest out of all the reasons for using crypto, the most I’m excited about is the application for large bank settlements. The short […]
read moreWhy Can’t Millennials Save?
I’ve been living with the parents and a younger brother since the pandemic and it’s been a mess. I thought I would be able to save money but I’m spending even more than I normally would. Since both me and my brother are working from home, our electricity bills have gone over the roof. Home internet is patchy even though […]
read moreDo we really need six months to two years of emergency funds?
Before the Pandemic, the entire FIRE community was adamant on having six months of emergency funds. Before anyone even starts paying off their debts, it is advised to save up to six months of expenses. Now due to the pandemic, almost everyone is advocating up to two years of expenses saved. But do we really need them? There’s an alternate […]
read moreOther aspects of FIRE – Living sustainably
I’ve always been frugal, partly because of necessity and partly because of it being my second nature. When I came across MMM’s blog back in 2016, it was an eye-opener for me. I felt like this is what I was meant to do. The only hurdle — while I was already living the extreme frugal life, I didn’t earn enough […]
read moreCrypto Update – Sept 2020
The last time I disclosed my Blockfi account balance was almost two months ago. At that time I only had about $1.1k in the account. I started the account just to check the interest based account. If you ask me if it’s worth having the account, considering all the transfer fees from bank account to WazirX to Blockfi, I’d say […]
read moreThe Stock Market Experiment
Like every teenager on Robinhood, I too started experimenting a little aggressively in the Stock Market. However, I’ve been doing it slightly differently. In April I decided to put up INR 2Lakh or ~ $2700 in my demat account on Zerodha to trade short terms. I wanted to learn, I didn’t care if I lost the entire 2L. I know […]
read moreRe-thinking Travel
While most of us are scared of of traveling and in fact it doesn’t look like the travel market will open up until next year. Yet, travel is what I have been craving since the lockdown. We’re entering into fifth month of the lockdown in India. By the end of 2019, I thought I would make 2020 my year of […]
read moreKeep Investing, Even Now
Wow. What a last three months it has been. I believe I’ve grown more as a person in the last three months than last entire year! A few people in my immediate circle even volunteered to help with migrants. It just makes me feel proud of their empathy. It also highlights how some of my friends have already achieve FIRE […]
read moreCold Brew from Whole Beans
In the last few years, Cold Brew has seen a steady rise in popularity. It’s majorly for two reasons — one is because it’s of its brewing method, it’s less acidic as compared to the hot brew. Of course, you can control the acidity in a hot brew with the kind of beans, roast and brewing method. However, even then, […]
read moreGoals for Financial Independence
Many who know me also know that I don’t believe our generation might ever retire. Retirement was just a concept introduced to phase people from physically excruciating jobs. Most jobs of our generations do not require us to do physical labor. In our later years, I believe we might just work on projects that are less mentally taxing. Considering that […]
read more