It’s beyond argument that recession is looming globally. India specifically has seen the worst year so far. Auto Industry woes continue. Livemint recently reported that “passenger vehicle industry suffered its worst sales performance in nearly 19 years in July as a slowing economy, higher ownership costs and floods in some states deterred buyers”. Auto companies are also stopping productions as […]
read moreSavings Update – August 2019
This is my least favorite blog post to write about — even though I love tracking my savings and expenses. True to my promise, I’ve cut down on savings update. This month is special. I’m quickly going to jump on to the good news. After years of struggle and penny-pinching and what not (just kidding), my required number for BaristaFI […]
read moreKasol Guide – How to travel to Kasol and What to do in Kasol
I recently took a week off and just headed off to Kasol, India. I always love to be in the mountains. I’m more of a mountain person instead of a beach person. And the trip was delightful. We booked our flight from Mumbai to Delhi. It cost me just around INR 7K for a round trip. A lot of my […]
read moreIntermittent Fasting with Workout
I started Intermittent Fasting around last year in September. I’ve written about the benefits of Intermittent Fasting in this post and I won’t bore you with details again in this post. But you might want to go through my experience. I recently started re-started gym. This time I’ve hired a personal trainer as well. I go to the gym 3 […]
read moreSavings Update – March 2019
I’ve decided to cut down on the frequency of Savings update from here, possibly every quarter instead of every month. I wouldn’t call it a tough decision. It’s quite boring to write about how much I am saving and my expenses. However, I don’t want to stop writing about it for two reasons — one is to keep myself accountable […]
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Lifestyle changes with Intermittent Fasting
For those of who follow me on Twitter might know I started Intermittent Fasting (IF) last year, approximately in August. I started Intermittent Fasting because I wanted to lose weight. The Numbers page even talks about the target weight I want to achieve. While I haven’t reached the target goal as of yet IF did bring out a lot of […]
read moreSavings Update – Jan 2019
The last saving update I made was in September 2018. Yikes! I need to be more consistent in my writings as I am with my savings. Not complaining though 😋 Expenses Rent & Bill 4,000 Dining Out 2,000 Entertainment 1,500 Transport 2,300 Clothes 0 Sports Activities 4000 EMI 54,000 Total 67,800 I’ve added a new category “Sport Activities” as I’ve […]
read more2018 Year End Review
I started on the Financial Independence journey two years ago when I had a colleague tell me how much he’s been saving up for his retirement. That was an eye opener. Although I couldn’t save much in 2017 for varied personal reasons, I had decided that 2018 is the year when I had to start saving. And what a year […]
read moreSavings Update – September 2018
It’s again that time of the month for monthly budgets, updating spreadsheets and making investments. Expenses Rent & Bill 4,000 Dining Out 2,000 Entertainment 1,500 Transport 2,600 Clothes 2,000 Gifts 2,500 EMI 54,000 Total 68,600 Barista FI Funds required as of: June 2018: 17LAugust 2018: 15.5LSeptember: 15.4L As suspected in my previous August update, I couldn’t save much this month […]
read more‘Buy During Sales’ Dilemma
Most of my Twitter followings are into discounts and buying during sales. So many of them even post about the great deals they find on Amazon, Flipkart of elsewhere. But there’s a problem and it’s with me. I just can’t buy products during sales if I don’t need them. Even if I know that I might need to buy them […]
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